Ooltewah community
Serving Ooltewah & Surrounding Communities

Ooltewah's trusted insurance partner — since day one

Personalized coverage that grows with you. From your first home to your business, Sedlock Insurance Agency delivers the kind of attentive service that only a local agency can provide.

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What We Offer

Comprehensive coverage,
personally tailored

Whether you're protecting your home, your vehicle, or your livelihood, we craft policies that fit your life — not the other way around.

Home Insurance

From structural coverage to personal property, we help you safeguard the place you call home — including flood and earthquake protection for the Ooltewah area.

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Auto Insurance

Liability, collision, comprehensive — we explain every option clearly so you get the right coverage without paying for what you don't need.

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Business Insurance

General liability, property, workers' comp — we understand the unique risks of running a business in Hamilton County and build coverage accordingly.

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Life Insurance

Term, whole, and universal life policies — we help you plan for your family's future with options that match your budget and goals.

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Umbrella Policies

Extra liability protection that kicks in when your standard policies fall short — a critical layer of defense for your assets and peace of mind.

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Claims Assistance

When something goes wrong, we're in your corner. We guide you through the claims process from start to finish — no runaround, no guesswork.

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Sedlock Insurance Agency office

Local

Owned & Operated

Proudly serving Ooltewah and Hamilton County with the personal touch you deserve.

About Us

A neighbor you can trust with your coverage

Sedlock Insurance Agency was founded on a simple belief: insurance should be personal. We're not a call center with a local address — we're your neighbors in Ooltewah, and we treat every policyholder like one.

Our team takes the time to understand your situation, explain your options in plain language, and build coverage that actually fits your life. No pressure sales, no hidden exclusions — just honest advice from people who care about the community we serve.

Locally owned & operated
Transparent pricing
Personal claims support
Multiple carrier options
Why Choose Us

The Sedlock difference

What sets us apart isn't one big thing — it's the small things we do right, every single time.

We Listen First

Every conversation starts with understanding your situation — not pitching you the cheapest policy on the shelf.

Always Available

Questions don't keep business hours. Neither do we — reach us by phone, email, or in person whenever you need us.

Fair & Clear Pricing

No surprise exclusions, no fine print tricks. We show you exactly what you're paying for and why.

Claims Advocacy

When you file a claim, we're right beside you — handling the paperwork, answering the calls, and fighting for your settlement.

Client Stories

What our clients say

The strongest endorsement we have is the trust our neighbors place in us — year after year.

"After our home got hit with severe storm damage, Sedlock Insurance handled our claim with incredible care. They were on the phone with us the same day and made a stressful situation manageable."

M.R.

M.R.

Ooltewah homeowner

"I switched to Sedlock for my auto and home policies after years with a big national company. The difference is night and day — I actually talk to someone who knows my name when I call."

D.T.

D.T.

Ooltewah resident

"As a small business owner, I needed coverage I could actually understand. Sedlock walked me through every option and built a package that protects my business without breaking the bank."

K.L.

K.L.

Hamilton County business owner

Get Started

Ready to protect what matters most?

Schedule a free, no-obligation consultation. We'll review your current coverage, identify gaps, and recommend the right protection — all in plain language.

Contact Us

Let's start a conversation

Whether you need a quote, a policy review, or just have questions, we're here to help. Reach out however is most convenient for you.

Office

9687 Mulberry Gap Way
Ooltewah, TN 37363

Hours

Monday – Friday: 9:00 AM – 5:00 PM

Saturday – Sunday: By appointment

Send us a message

We'll get back to you within one business day.

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